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Issuer of credit cards for people rebuilding their credit, offered with no annual fee and no security deposit.
Mercury Financial Holdings, formerly known as CreditShop, offers credit cards to people working to improve their credit, including those with less than perfect credit histories. Its Mercury Card has no annual fee or security deposit and includes cash back rewards, zero fraud liability and access to FICO Scores. Founded in 2014 and based in Austin, US, the company was acquired by Atlanticus Holdings Corporation in September 2025 from Brigade Capital Management and Varde Partners for USD 162 million.
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