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Mifundo connects credit histories across European countries to support cross-border banking.
Founded in 2022 and based in Estonia, Mifundo is building a unified credit market in Europe. Its Verified and Passportable Financial Identity connects credit histories across EU member states, helping people access banking services when they move between countries. CEO Kaido Saar co-founded the company with Marko Käis. In September 2024, it raised EUR 6.3 million from the European Innovation Council.
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