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One Finance runs OnePay, a Los Angeles fintech offering early pay access, high-yield savings and a digital wallet.
Founded in 2019 in Los Angeles, US, One Finance, Inc. provides online financial technology mainly through its OnePay platform. Its offerings include the OnePay Cash account for early wage access and high-yield savings, the OnePay Wallet with Walmart transaction rewards, and a Credit Builder program at USD 1 per month. Revenue comes from transaction fees, subscriptions and partnerships with Coastal Community Bank and Lead Bank. In December 2024 it raised USD 300 mn, co-led by Ribbit Capital and Walmart Inc., at a valuation of USD 2,500 mn.
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