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Based in the US, Project Midas, Inc., trading under the name Orum, specializes in advanced payment processing solutions, enabling rapid and secure financial…
Based in the US, Project Midas, Inc., trading under the name Orum, specializes in advanced payment processing solutions, enabling rapid and secure financial transactions through innovative technology and seamless integrations. Project Midas, Inc. was founded in 2019 and is headquartered in New York, US. The company focuses on innovative payment processing solutions. The founders include CFP® Stephany Kirkpatrick and Ryan Cooke. In July 2025, Stripe, Inc., a portfolio company of many investors acquired Orum from BoxGroup, Clocktower Technology Ventures, Homebrew, Inspired Capital, Acrew Capital, American Express Ventures, Bain Capital, Primary Venture Partners, SVB Capital, Accel, and Canapi Ventures. Financial terms were not disclosed. Orum.io specializes in providing payment processing solutions that facilitate fast and reliable money movement across financial networks. Their core offerings include a unified API-based system, instant bank account verification, and access to major payment rails such as FedNow, RTP, Visa Direct, Same Day ACH, ACH, and Wires. The Deliver API, their flagship product, connects directly to The Federal Reserve’s payment infrastructure, supporting 24/7 transactions. The company aims to optimize payment operations for various industries, targeting businesses looking to enhance their payment processes and customer experiences. Orum.io generates revenue through innovative payment solutions structured around usage-based models and partnerships with businesses. Clients integrate the API services into their financial systems for seamless payments and account verifications. The Deliver API enables direct transactions to consumers or businesses, enhancing liquidity and reducing friction. The pricing structure typically offers competitive bank-rate pricing, ensuring effective revenue growth within the digital payments ecosystem. Post-acquisition by Stripe, Orum aims to scale its payment orchestration technology globally, expand instant verification capabilities, and deepen integration with Stripe’s ecosystem.
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