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Retail Capital provides working capital funding to small and medium-sized businesses in South Africa.
Founded in 2010 and based in Cape Town, Retail Capital provides unsecured merchant cash advances to South African SMEs. Repayments are linked to businesses’ daily card sales, and funding supports needs such as cash flow, inventory, and growth. In August 2022, it raised ZAR 50.000 mn in venture debt led by Triodos Investment Management and was acquired by Tyme Bank.
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