Company

Spense Reliable Fintech Solutions Private Limited

Spense develops digital banking applications and services for financial institutions.

About

Founded in 2022 and based in Bangalore, India, Spense develops digital banking solutions for banks and non-banking financial companies. Its services include account management, digital gold, peer-to-peer lending and mutual fund transactions. The company was co-founded by Pawan Kumar (CEO) and Srinivas Krishnamurthy (CTO). In July 2026, it raised USD 2.8 million in Seed funding led by Arkam Ventures, with participation from Razorpay Ventures, GrowthCap Ventures and Atrium Ventures.

2Funding rounds

4Investors

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