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StepLadder is a London peer-to-peer lending platform that helps first-time homebuyers save for deposits through monthly circles.
Founded in 2015 and based in London, UK, StepLadder was co-founded by Matthew Addison and Lucy Mullins. Members contribute a fixed monthly amount from GBP 25 to GBP 1,000, and a random monthly draw gives one member the full pot toward a deposit. It raised GBP 0.11 million in equity crowdfunding in April 2021 and secured GBP 1.75 million in expansion funding from BBVA, Anthemis Venture Creation, Seedcamp and angel investors. Revenue comes from membership fees, mortgage origination, referral fees and licensing fees.
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