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San Francisco company offering the Beans app and financial wellness programs with personalized cash flow plans for employees.
Founded in 2016 by Melissa Pancoast and based in San Francisco, US, The Beans Inc. provides financial wellness services through its Beans app, which offers personalized cash flow plans. It also runs professional development courses and community sessions with financial advisors. Its clients are mainly healthcare, education, nonprofit and municipal organizations in US cities. In September 2025 it raised USD 5.4 million in seed funding from investors including Fabric VC, Techstars and Coyote Ventures.
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