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Viva Republica, trading as Toss, is a Seoul fintech offering peer-to-peer transfers, banking, insurance and securities services.
Based in Seoul, South Korea, and founded in 2011, Viva Republica Inc., trading as Toss, runs a mobile platform for peer-to-peer transfers, payments, insurance, securities and banking under the Toss Payments, Toss Insurance, Toss Securities and Toss Bank brands. Its fees include a KRW 200,000 subscription fee and a 0.953% guarantee insurance fee on the deposit amount where monthly settlement exceeds KRW 10 million. In December 2025, GIC, Baillie Gifford, Wellington Management and WCM Investment Management bought a stake from other investors; terms were not disclosed.
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