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Nairobi-based fintech offering savings accounts, car-backed loans and payroll services in Kenya and Nigeria.
Umba provides savings accounts with interest of up to 20% per annum, logbook car loans of up to 70% of a car's value, asset-backed vehicle finance, installment loans and automated payroll and employee management for businesses. Founded in 2019 in Nairobi, Kenya, the company raised USD 15.22 mn in a Series A round led by Costanoa Ventures and, in April 2025, USD 5 mn in venture debt from Star Strong Capital to support expansion across Africa.
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