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Ume provides purchase credit through a platform connecting consumers with partner retailers.
Ume offers a purchasing credit platform that helps partner retailers serve customers and lets users make purchases at more than 300 stores. Its Android app supports statement review, invoice payments and credit limit monitoring. Founded in 2019, the company is based in Sao Paulo, Brazil, and was at the Series B stage. In September 2025, it raised USD 21.8 million co-led by Valor Capital Group and Bewater Ventures, with participation from PayPal Ventures, Globo Ventures, Canary, Big Bets and NFX.
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