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Dakar-based mobile money app that lets users send money, borrow, withdraw cash and pay bills, including without bank accounts.
Wave Transfer Limited was founded in 2017 by Drew Durbin (CEO) and Lincoln Quirk and is based in Dakar, Senegal. Its Android and iOS app offers mobile money transfers through an agent network, and it earns a 1% transfer fee when users send money. In June 2025 the company raised EUR 117 million in venture debt led by Rand Merchant Bank, with participation from British International Investment, Finnfund and Norfund.
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