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XFlow provides payment infrastructure for businesses making international and cross-border transactions.
Founded in 2021 by Anand Balaji and Ashwin Bhatnagar, XFlow is based in Bangalore, India, and provides infrastructure for international business payments. Its APIs and dashboards support cross-border payments, foreign currency accounts, reconciliation, and online payment services. In February 2026, it raised USD 16.6 million in Series A funding led by General Catalyst Partners, with participation from Square Peg, Stripe, Inc., Lightspeed Venture Partners, Moore Strategic Ventures, and PayPal Ventures, at a USD 85 million post-money valuation.
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