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YAP provides digital banking, payments, budgeting, and money management services.
Founded in 2020 and based in Dubai, UAE, YAP provides digital banking tools for consumers, including spend analytics, budgeting, transfers, payments, and debit cards. In March 2025, it raised USD 41 million in Series A funding led by returning investor AlJazira Capital, with participation from Audacia Capital, Astra Ventures, and Abu Dawood Group. The company plans to expand into Ghana, Egypt, Saudi Arabia, and Pakistan.
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