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Zanifu provides working capital and inventory financing to FMCG retailers in Africa.
Founded in 2017 by CEO Sebastian Mithika and COO Steve Biko, Zanifu is a Nairobi-based fintech company serving small retailers in the African FMCG sector. Its platform connects retailers and suppliers, provides working capital for inventory, and supports supplier settlement and transaction management. In September 2025, it raised an undisclosed amount of venture funding from Yango Ventures to expand access to working capital for small businesses.
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