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Zero Fintech offers a mobile banking service with a debit card and tools for tracking spending and carbon-related choices.
Founded in 2021 by Richard Theo and based in Cardiff, UK, Zero Fintech provides a sustainable banking service through its Zero Debit Mastercard® and mobile app. The app supports account management, spending tracking, and GreenScore®, which assesses lifestyle choices related to carbon emissions. Users can also contribute to Zero Carbon Projects. In October 2025, the company raised GBP 0.757 million in venture funding to expand its services.
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